IOB Local Bank Officer Recruitment 2026: Apply Online for 250 LBO Vacancies | Eligibility, Exam Pattern & Notification

• Organization Name : Indian Overseas Bank
• Post Name : Local Bank Officers
• Job Type : Banking
• Recruitment Type : Direct
• Advt No : RDD/RECT/02/2026-27
• Vacancies : 250
• Job Location : Across India
• Salary : Rs.48,480 – Rs.85,920 (Per Month)
• Mode of Appplication : Online
• Application Start : 08.08.2026
• Last Date : 24.08.2026

 

Important Dates : Indian Overseas Bank Recruitment 2026

• Starting Date to Apply : 08 August 2026
• Last Date to Apply : 24 August 2026

Vacancy Details : Indian Overseas Bank Recruitment 2026

• Tamil Nadu : 100 [15 (SC) 06 (ST) 33 (OBC) 09 (EWS) 37 [UR (GEN)] 01 [PwBD (VI)] 01 [PwBD (HI)] 01 [PwBD (OC)] 01 [PwBD (ID)]]
• Karnataka : 50 [08 (SC) 03 (ST) 16 (OBC) 04 (EWS) 19 [UR (GEN)] 02 [PwBD (OC)] 01 [PwBD (ID)]
• Maharashtra : 50 [07 (SC) 04 (ST) 15 (OBC) 05 (EWS) 19 [UR (GEN)] 02 [PwBD (OC)] 01 [PwBD (ID)]]
• Gujarat : 50 [06 (SC) 05 (ST) 16 (OBC) 04 (EWS) 19 [UR (GEN)] 01 [PwBD (VI)] 01 [PwBD (HI)]]

Total : 250 Posts

Salary Details : Indian Overseas Bank Recruitment 2026

• Scale of Pay (JMGS I – Assistant Manager): ₹48,480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85920. (DA, HRA, CCA as per rules).
• Probation Period: 2 years of active service.
• Service Indemnity Bond: ₹2,00,000/- for serving a minimum period of 3 years.

Age Limit : Indian Overseas Bank Recruitment 2026

• Minimum 20 years and Maximum 30 years. (Born not earlier than 02.08.1996 and not later than 01.08.2006, both dates inclusive).

Upper Age Relaxation:

• SC / ST : 05 years
• OBC (Non-Creamy Layer) : 03 years
• PwBD : 10 years
• Persons affected by 1984 riots : 05 years
• Ex-Servicemen / ECOs / SSCOs : 05 years

Qualification : Indian Overseas Bank Recruitment 2026

• Graduation Degree in any discipline from a University recognized by the Government of India or equivalent. Candidate must possess a valid degree certificate/marksheet on the date of online registration.

Application Fee : Indian Overseas Bank Recruitment 2026

• SC/ST/PwBD : ₹175/- (Intimation charges only, inclusive of GST)
• General/OBC/EWS : ₹850/- (Inclusive of GST)

Pay the Examination Fee through Debit Card, Credit Card, Net Banking.

Selection Process : Indian Overseas Bank Recruitment 2026

• Selection involves three stages: Online Examination, Language Proficiency Test (LPT), and Personal Interview.

A. Online Examination Structure:

Topic	Questions	Max Marks	Medium	Duration
Reasoning & Computer Aptitude	30	60	English & Hindi	60 minutes
General/Economy/Banking Awareness	40	40	English & Hindi	30 minutes
Data Analysis & Interpretation	30	60	English & Hindi	60 minutes
English Knowledge	40	40	English	30 minutes
Total	140	200		3 Hours

• Negative Marking: 1/4th or 0.25 marks deducted per wrong answer.
• Minimum Aggregate Qualifying Marks: 30% for Reserved candidates; 35% for Unreserved (General) candidates.

B. Language Proficiency Test (LPT):

• Candidates must be proficient in reading, writing, and speaking the official language of the state applied for.
• Exemption: Candidates who produced a 10th or 12th standard mark sheet showing they studied the specified local language as a subject are exempted from LPT.

C. Personal Interview & Final Selection:

• Interview Marks: 100 Marks (Qualifying marks: 45% for Reserved, 50% for Unreserved).
• Weightage: Online Exam and Interview marks will be weighted in an 80:20 ratio.

 

Examination Centers : Indian Overseas Bank Recruitment 2026

• Andhra Pradesh: Vishakhapatnam, Guntur/Vijayawada, Kurnool
• Assam : Guwahati, Silchar, Jorhat, Tezpur
• Bihar :Patna, Gaya, Muzzaffarpur, Arrah
• Chandigarh: Chandigarh / Mohali
• Chhattisgarh: Raipur, Bhilai / Bhilai Nagar
• Delhi – NCRNew Delhi / NCR
• Goa: Mapusa
• Gujarat: Ahmedabad / Gandhinagar, Anand / Vadodara, Surat, Mehsana, Bhavnagar, Rajkot
• HaryanaAmbala, Kurukshetra, Faridabad, Gurugram
• Jammu & Kashmir: Jammu, Samba, Srinagar
• Karnataka: Bengaluru, Belgaum, Gulbarga, Hubli / Dharwad, Mangalore, Mysore, Shimoga
• Kerala: Kochi, Kozhikode, Thiruvananthapuram
• Madhya Pradesh: Bhopal, Indore, Ujjain, Jabalpur
• Maharashtra: Chhatrapati Sambhaji Nagar (Aurangabad), Nagpur, Pune, Mumbai / Thane / Navi Mumbai / MMR, Amaravati, Latur, Nanded, Jalgaon, Nashik, Kolhapur, Solapur, Ratnagiri
• Odisha: Bhubaneswar, Cuttack, Sambalpur, Rourkela, Berhampur-Ganjam
• Puducherry: Puducherry
• Punjab: Bhatinda, Amritsar, Patiala, Phagwara, Mohali
• Rajasthan: Jaipur, Jodhpur, Kota, Udaipur
• Tamil Nadu: Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Tiruchirappalli, Vellore, Namakkal, Erode, Tirupur, Virudhunagar, Kanyakumari / Nagercoil, Thanjavur, Cuddalore
• Telangana: Hyderabad / Secunderabad, Warangal
• Uttar Pradesh: Lucknow, Kanpur, Varanasi, Prayagraj (Allahabad), Agra, Noida / Greater Noida, Gorakhpur
• West Bengal: Kolkata / Greater Kolkata, Siliguri, Asansol, Kalyani

How to Apply : Indian Overseas Bank Recruitment 2026

If you are interested and found yourself eligible for Local Bank Officers, click on the apply online link given below. Then, find the appropriate option and fill up the form. You can apply online from 08 Aug 2026 to 24 Aug 2026.Follow the steps given below to Apply Online

• Open the official website www.iob.in
• Find the Local Bank Officers Job Notification in the “Recruitment / Career / Advertising Menu” and click on it.
• Download the official notification from the link provided at the end.
• Read the Full Notification. carefully and check your eligibility criteria.
• Visit the Online Official Online Application / Registration link below.
• Fill in the required details correctly without any mistakes.
• Upload all required documents in the format and size mentioned in the notification.
• Finally, after verifying that the registered details are correct, then submit.
• Next, if Indian Overseas Bank requires an application fee, make the payment as per the notification mode. Otherwise, go to the next step.
• Take a printout of it and keep it safe

 

Frequently Asked Questions (FAQ)

Q1: What is the total number of vacancies advertised for IOB Local Bank Officers (LBO) 2026-27?

• Ans: A total of 250 vacancies have been announced across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.

Q2: Can I apply for vacancies in multiple states?

• Ans: No. Candidates are eligible to apply for vacancies in one state only.

Q3: What is the age limit to apply for this post?

• Ans: Candidates must be between 20 to 30 years old as of 01.08.2026 (born between 02.08.1996 and 01.08.2006). Standard age relaxations apply for SC/ST/OBC/PwBD candidates.

Q4: Who is exempt from the Local Language Proficiency Test (LPT)?

• Ans: Candidates who have studied the specified local language of the state as a subject in their 10th or 12th standard are exempt from appearing for LPT.

Q5: What is the application fee for General/OBC/EWS candidates?

• Ans: The application fee is ₹850/- (inclusive of GST). For SC/ST/PwBD candidates, it is ₹175/-.

Q6: Is there any service bond for the selected candidates?

• Ans: Yes, selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000/- to serve a minimum period of 3 years.

Q7: What is the selection process weightage ratio?

• Ans: The final selection weightage ratio between the Online Written Exam and Personal Interview is 80:20.

Q8: Is there negative marking in the Online Exam?

• Ans: Yes, 1/4th or 0.25 marks will be deducted for every incorrect answer.

Q9: Where will selected candidates be posted?

• Ans: Candidates will be posted in the applied state for the first 12 years of service or until their promotion to SMGS-IV Grade, whichever is earlier.

Q10: What is the probation period for an IOB Local Bank Officer?

• Ans: Selected candidates will be on probation for a period of 2 years of active service from the date of joining.