Tata Neu Plus SBI Credit Card Review 2026: UPI Rewards, NeuCoins, Lounge Access, Fees & Benefits
The Tata Neu Plus SBI Credit Card is a co-branded rewards credit card designed for customers who frequently spend across the Tata Neu ecosystem and also want to earn rewards on everyday UPI transactions.
With the card, users can earn 2% value back as NeuCoins on eligible Tata Neu and partner Tata brand spends, up to an extra 5% value back on select categories through Tata Neu, and 1% value back on other eligible transactions including UPI spends on the RuPay variant.
The card also provides up to 4 complimentary domestic airport lounge visits per year, subject to quarterly spending conditions, along with 499 NeuCoins as a welcome benefit.
The joining and renewal fee is ₹499 plus applicable taxes, while the renewal fee can currently be reversed after spending ₹1 lakh or more in the preceding year.
If you regularly shop at brands such as BigBasket, Croma, Tata 1mg, Westside, Tata CLiQ, Titan, Tanishq, Air India or Taj Hotels, the Tata Neu Plus SBI Card can potentially provide considerably more value than a regular entry-level credit card.
This detailed Tata Neu Plus SBI Credit Card review 2026 explains its NeuCoins rewards, UPI benefits, airport lounge access, fees, annual-fee waiver, advantages, disadvantages and whether the card is worth applying for.
Tata Neu Plus SBI Credit Card – Quick Review
| Feature | Details |
|---|---|
| Credit Card | Tata Neu Plus SBI Credit Card |
| Issuer | SBI Card |
| Co-brand Partner | Tata Neu |
| Card Network | RuPay / Visa |
| UPI Support | Yes, through eligible RuPay variant |
| Joining Fee | ₹499 + taxes |
| Annual/Renewal Fee | ₹499 + taxes |
| Annual Fee Waiver | ₹1 lakh annual eligible spends |
| Welcome Benefit | 499 NeuCoins |
| Tata Neu/Partner Brand Rewards | 2% value back |
| Additional Tata Neu Reward | Up to extra 5% on select categories |
| Other Eligible Spends | 1% value back |
| UPI Rewards | 1% on eligible RuPay UPI spends |
| UPI Reward Cap | 500 NeuCoins per statement cycle |
| Domestic Lounge Access | Up to 4 per year |
| Lounge Requirement | ₹50,000 eligible spend in previous quarter |
| Forex Markup | 3.5% |
| Fuel Surcharge Waiver | 1% |
| NeuCoin Value | 1 NeuCoin = ₹1 savings |
| Best For | Tata customers, UPI users & everyday spending |
| Our Rating | 4.3/5 |
What is the Tata Neu Plus SBI Credit Card?
The Tata Neu Plus SBI Credit Card is a co-branded credit card offered by SBI Card in partnership with Tata Digital.
Its main purpose is to reward customers who frequently spend across the Tata ecosystem.
Eligible purchases through the Tata Neu App, Tata Neu website and participating Tata brands can earn accelerated NeuCoins.
Partner brands include major Tata businesses such as:
- BigBasket
- Croma
- Tata 1mg
- Tata CLiQ
- Westside
- Titan
- Tanishq
- Air India
- Air India Express
- Taj Hotels / IHCL
- Qmin
SBI Card currently advertises 2% value back as NeuCoins on qualifying non-EMI Tata Neu and partner-brand transactions, plus additional rewards on select purchases made through Tata Neu.
The card is therefore most valuable for customers who already use multiple Tata brands rather than those who rarely shop within the ecosystem.
What Are NeuCoins?
NeuCoins are the reward currency used in the Tata Neu ecosystem.
A major advantage over many traditional reward programmes is that the conversion is straightforward:
1 NeuCoin = ₹1 savings
So:
100 NeuCoins = ₹100 value
500 NeuCoins = ₹500 value
1,000 NeuCoins = ₹1,000 value
NeuCoins earned through the Tata Neu Plus SBI Card are transferred to the cardholder’s NeuPass account and can be redeemed through Tata Neu and participating Tata brands according to the applicable conditions.
This makes it easier to calculate the actual reward rate compared with credit cards where one reward point might be worth only ₹0.20 or ₹0.25.
Tata Neu Plus SBI Card Key Benefits
1. Earn 2% NeuCoins on Tata Neu and Tata Brand Purchases
One of the primary benefits of the Tata Neu Plus SBI Credit Card is:
2% Value Back as NeuCoins
on eligible non-EMI purchases made through the Tata Neu App/website and participating Tata brands.
For example:
₹1,000 eligible Tata spend → approximately 20 NeuCoins
₹5,000 eligible Tata spend → approximately 100 NeuCoins
₹10,000 eligible Tata spend → approximately 200 NeuCoins
Because 1 NeuCoin equals ₹1 in savings, the 2% reward is relatively simple to understand.
2. Extra Rewards of Up to 5% on Select Tata Neu Categories
The card can provide an additional value back of up to 5% as NeuCoins on select category purchases made through the Tata Neu App or website.
This is where the Tata Neu ecosystem can become significantly more rewarding than the standard 2% card reward.
However, users should note the phrase:
“Up to 5%”
The actual benefit can depend on:
- Category
- Merchant
- Tata Neu offer
- Transaction type
- Eligible product
- Current promotional terms
Therefore, don’t automatically assume every Tata Neu purchase will earn the maximum possible reward.
Always check the reward shown in the Tata Neu app before completing a large purchase.
3. 1% NeuCoins on Other Eligible Spending
Not every transaction needs to happen inside Tata Neu.
The Tata Neu Plus SBI Card also provides:
1% Value Back as NeuCoins on other eligible spends
This makes it usable as an everyday credit card rather than only as a Tata-shopping card.
For example:
₹20,000 of eligible general spending at 1% could potentially generate:
200 NeuCoins
equivalent to ₹200 in savings.
Excluded categories and reward conditions apply, so not every transaction earns rewards.
4. 1% Rewards on UPI Payments
This is one of the most important benefits for Indian users.
The RuPay variant of the Tata Neu Plus SBI Credit Card can be linked to supported UPI apps and used for eligible merchant UPI payments.
Eligible UPI transactions can earn:
1% Value Back as NeuCoins
SBI’s card terms specify that UPI rewards apply to the RuPay variant, with NeuCoins earned from eligible UPI transactions capped at:
500 NeuCoins per statement cycle.
This means the card can be useful for everyday spending at:
- Restaurants
- Grocery stores
- Medical shops
- Supermarkets
- Cafés
- Retail outlets
- Eligible local merchants
- Other merchant QR payments
Tata Neu Plus SBI Card UPI Reward Example
Suppose you make ₹20,000 of eligible UPI merchant transactions in one month.
At 1%:
₹20,000 × 1% =
200 NeuCoins
That is equivalent to approximately:
₹200 value
If you spent ₹50,000 on eligible UPI transactions:
₹50,000 × 1% =
500 NeuCoins
which reaches the stated monthly/statement-cycle UPI NeuCoin cap.
The cap is an important detail for very high UPI spenders.
5. 499 NeuCoins Welcome Benefit
New Tata Neu Plus SBI Card customers can receive:
499 NeuCoins
within the applicable period after the joining fee is realised.
Since:
1 NeuCoin = ₹1 savings
the welcome reward represents:
₹499 worth of NeuCoins
under the programme’s redemption framework.
This effectively helps offset the ₹499 base joining fee, although applicable GST on the joining fee is separate.
6. Up to 4 Complimentary Domestic Airport Lounge Visits
The Tata Neu Plus SBI Credit Card currently offers:
4 complimentary domestic lounge visits per year
limited to:
1 lounge visit per quarter.
However, this benefit is not unconditional.
To qualify, the cardholder must currently achieve:
₹50,000 eligible spends in the previous calendar quarter.
This is an important condition that many older credit-card reviews fail to mention.
How Does the Lounge Spending Requirement Work?
Suppose you want complimentary lounge access during the July–September quarter.
You generally need to meet the applicable ₹50,000 eligible spending requirement during the previous quarter.
Once eligible, you receive up to:
1 domestic lounge visit during the applicable quarter
with an overall maximum of:
4 visits per year.
For newly issued cards, SBI’s terms provide an initial relaxation for the issuance period, subject to the programme rules.
Therefore, users should not apply for this card solely because they see “4 free lounge visits.”
The real proposition is:
Up to 4 complimentary domestic lounge visits annually, subject to ₹50,000 eligible spending in the previous quarter.
7. Annual Fee Waiver at ₹1 Lakh Spending
The current renewal fee is:
₹499 + applicable taxes
However, SBI Card currently provides renewal-fee reversal after eligible annual spending reaches:
₹1,00,000
during the applicable preceding annual period.
That works out to approximately:
₹1,00,000 ÷ 12 =
₹8,333 per month
If your normal credit-card expenditure is more than ₹8,333 per month, the annual-fee waiver can be relatively easy to achieve.
Do not spend unnecessarily simply to save a ₹499 annual fee.
8. 1% Fuel Surcharge Waiver
The Tata Neu Plus SBI Credit Card also provides a:
1% fuel surcharge waiver
on eligible fuel transactions between:
₹500 and ₹4,000
The maximum waiver is:
₹250 per statement cycle.
The card does not generally earn NeuCoins on fuel transactions, so the fuel benefit should be viewed primarily as a surcharge waiver rather than a reward category.
Tata Neu Plus SBI Credit Card Fees & Charges
| Fee/Charge | Amount |
|---|---|
| Joining Fee | ₹499 + taxes |
| Renewal Fee | ₹499 + taxes |
| Annual Fee Waiver | ₹1 lakh eligible annual spend |
| Add-on Card Fee | Nil |
| Forex Markup | 3.5% |
| Fuel Surcharge Waiver | 1% |
| Lounge Visits | Up to 4/year subject to conditions |
The card’s annual fee is relatively low compared with premium rewards cards.
More importantly, if you naturally spend ₹1 lakh or more annually, the renewal fee can effectively be eliminated through the spend-based reversal.
Is Tata Neu Plus SBI Credit Card Lifetime Free?
No.
The Tata Neu Plus SBI Credit Card is not normally a lifetime-free credit card.
It currently has:
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
However, the renewal fee can be reversed when the required annual-spend threshold is achieved.
Therefore, the more accurate description is:
“Low annual fee with spend-based waiver”
rather than:
“Lifetime free.”
Tata Neu Plus SBI Card for Tata Customers
The card becomes significantly more valuable if you regularly purchase products and services from Tata companies.
The Tata ecosystem covers an unusually broad range of categories.
For example:
Groceries
BigBasket
Electronics
Croma
Healthcare
Tata 1mg
Fashion
Westside and Tata CLiQ
Jewellery
Tanishq
Watches & Accessories
Titan
Flights
Air India and Air India Express
Hotels
Taj Hotels/IHCL
Instead of owning separate credit cards for every category, Tata customers may be able to consolidate multiple purchases through Tata Neu and earn NeuCoins.
This ecosystem is arguably the strongest reason to choose the card.
Tata Neu Plus SBI Card for BigBasket
If you regularly buy groceries through BigBasket, the card can be particularly useful because BigBasket is part of the participating Tata ecosystem.
Rather than using a generic 1% rewards card, eligible spending routed through Tata Neu/partner channels can potentially earn accelerated NeuCoins.
Heavy BigBasket users should therefore compare the effective Tata Neu reward with other grocery cashback cards before applying.
Tata Neu Plus SBI Card for Croma
Croma customers can also benefit from the Tata rewards ecosystem.
This can be particularly valuable when purchasing:
- Smartphones
- Laptops
- Televisions
- Appliances
- Electronics
- Accessories
However, when buying expensive electronics, always compare:
Tata Neu/Croma price + NeuCoin reward
against:
Amazon/Flipkart/other retailer price + competing card discount
A higher reward percentage does not automatically mean the lowest final price.
Tata Neu Plus SBI Card for Air India
Air India and Air India Express are among the partner brands listed by SBI Card.
This can make the card useful for customers who occasionally book flights within the Tata ecosystem.
However, this is a NeuCoin rewards card rather than a dedicated airline-miles credit card.
Frequent flyers seeking:
- Air miles
- Business-class redemptions
- International lounge access
- Airline status
- Premium travel insurance
may receive more value from a specialised travel credit card.
Tata Neu Plus SBI Card for UPI – Is It Worth It?
For many customers, yes.
The combination of:
RuPay + UPI + 1% NeuCoins
makes the card practical for everyday spending.
Many reward credit cards provide attractive rewards on online transactions but little benefit on everyday QR-code purchases.
The Tata Neu Plus RuPay variant addresses this by rewarding eligible merchant UPI spending.
Because 1 NeuCoin equals ₹1 in savings, the reward value is also relatively easy to understand.
The main limitation is the 500-NeuCoin UPI reward cap per statement cycle.
How Much Can You Earn With Tata Neu Plus SBI Card?
Let’s consider an illustrative monthly spending pattern.
Suppose you spend:
- ₹10,000 on eligible Tata Neu/partner brands at 2%
- ₹15,000 on eligible UPI/general spending at 1%
Tata spending
₹10,000 × 2% =
200 NeuCoins
Other eligible spending
₹15,000 × 1% =
150 NeuCoins
Monthly Total
350 NeuCoins
Annual Total
350 × 12 =
4,200 NeuCoins
Since 1 NeuCoin = ₹1:
Potential value = ₹4,200
before accounting for exclusions, promotional rewards, bonus categories or changes to the rewards programme.
If some Tata Neu transactions also qualify for additional promotional value back, the total could be higher.
Tata Neu Plus SBI Credit Card Excluded Reward Categories
Not every transaction earns NeuCoins.
SBI’s published Tata Neu Plus terms list exclusions including categories such as:
- Fuel
- Wallet loads
- Rent
- Gift/prepaid card loading
- Certain voucher purchases
and other transactions according to applicable merchant category codes and programme conditions.
This is why customers should never assume that “1% on other spends” literally means every transaction.
Tata Neu Plus SBI Card Advantages
✓ Excellent for Tata Ecosystem Users
BigBasket, Croma, Tata 1mg, Westside, Tanishq, Titan and other Tata brands make the rewards ecosystem unusually broad.
✓ 2% NeuCoins on Eligible Tata Spending
Better than the standard 1% reward offered on general transactions.
✓ Additional Tata Neu Rewards
Eligible categories can provide additional value back.
✓ UPI Rewards
The RuPay version earns NeuCoins on eligible merchant UPI payments.
✓ Simple NeuCoin Valuation
1 NeuCoin = ₹1 savings.
✓ Low Annual Fee
₹499 is relatively inexpensive for a rewards card.
✓ Easy Annual-Fee Waiver
₹1 lakh annual spending works out to roughly ₹8,333 per month.
✓ Airport Lounge Benefit
Up to four domestic lounge visits annually for eligible customers.
✓ Welcome Benefit
499 NeuCoins helps offset the basic ₹499 joining fee.
Tata Neu Plus SBI Card Disadvantages
✗ Lounge Access Has a Spending Condition
₹50,000 eligible spend in the previous quarter is required for the quarterly complimentary lounge visit.
✗ 3.5% Forex Markup
This is relatively expensive for international transactions compared with zero-forex or low-forex cards.
✗ Not Lifetime Free
₹499 renewal fee applies unless the spending requirement is met.
✗ Best Rewards Are Concentrated Within Tata Ecosystem
Customers who rarely use Tata brands may find better cashback cards elsewhere.
✗ UPI Rewards Are Capped
Eligible UPI rewards are capped at 500 NeuCoins per statement cycle.
✗ Some Spending Categories Are Excluded
Fuel, rent, wallet loads and certain other transactions don’t earn standard NeuCoins.
Who Should Get the Tata Neu Plus SBI Credit Card?
1. Tata Neu Users
If you already use Tata Neu regularly, this card is one of the most natural choices.
2. BigBasket Customers
Regular grocery shoppers can potentially benefit from accelerated Tata ecosystem rewards.
3. Croma Customers
Useful for customers who frequently purchase electronics and appliances.
4. UPI Users
The RuPay variant provides 1% value back on eligible UPI spending.
5. People Spending More Than ₹1 Lakh Per Year
Reaching the current annual-fee waiver threshold makes the card considerably more attractive.
6. Customers Who Prefer Simple Reward Value
1 NeuCoin = ₹1 makes the rewards easier to understand than complicated reward-point conversions.
Who Should Avoid the Tata Neu Plus SBI Credit Card?
Consider another credit card if you:
- Rarely use Tata brands
- Want direct statement cashback
- Want a lifetime-free credit card
- Spend heavily overseas
- Want zero forex markup
- Need unconditional airport lounge access
- Want airline miles
- Need premium international travel benefits
- Spend less than ₹1 lakh annually and don’t value Tata rewards
Tata Neu Plus SBI Card vs Generic Cashback Credit Card
| Feature | Tata Neu Plus SBI | Generic Cashback Card |
|---|---|---|
| Tata Brand Rewards | 2% + additional eligible offers | Usually normal cashback |
| UPI Reward | 1% on eligible RuPay spends | Varies |
| Reward Currency | NeuCoins | Cashback/points |
| NeuCoin Value | ₹1 each | Not applicable |
| Joining Fee | ₹499 + taxes | Varies |
| Renewal Fee | ₹499 + taxes | Varies |
| Fee Waiver | ₹1 lakh spend | Varies |
| Lounge Access | Up to 4/year with conditions | Varies |
| Forex Markup | 3.5% | Usually 2%–3.5% |
| Best For | Tata ecosystem | General spending |
If you regularly use Tata brands, Tata Neu Plus can outperform many generic cashback cards.
If you don’t, a simple 1.5%–5% cashback credit card targeted at your main spending categories may be more rewarding.
Tata Neu Plus vs Tata Neu Infinity – Which Is Better?
The Tata Neu Plus is the more affordable entry-level option.
The Tata Neu Infinity SBI Card is positioned above it and provides higher rewards and additional benefits, but it also has a substantially higher membership fee.
Current SBI Card positioning shows the Plus card with:
- ₹499 joining/renewal fee
- 2% Tata ecosystem rewards
- 1% general/UPI rewards
while the Infinity variant offers higher earning rates and premium benefits at a higher cost.
For moderate spenders, Tata Neu Plus is likely to offer the better balance between fee and benefits.
Heavy Tata users should compare the Infinity version because the increased reward rate may outweigh its higher annual fee.
Is Tata Neu Plus SBI Card Good for Beginners?
Yes, particularly for beginners who:
- Already use Tata Neu
- Want a RuPay UPI credit card
- Spend around ₹8,000–₹10,000 or more monthly
- Want simple rewards
- Prefer a relatively low annual fee
NeuCoins are also easier to understand than complicated reward-point systems because:
1 NeuCoin = ₹1 savings.
However, beginners should remember that credit-card rewards are only valuable if the card bill is paid on time and preferably in full.
Paying high credit-card interest will quickly erase the benefit earned through NeuCoins.
Is Tata Neu Plus SBI Credit Card Good for International Spending?
Not particularly.
The card currently carries a:
3.5% forex markup
on foreign-currency transactions.
Suppose you spend ₹1 lakh internationally.
At 3.5%:
₹1,00,000 × 3.5% =
₹3,500
in forex markup before considering applicable taxes.
For regular overseas spending, a zero-forex or low-forex credit card would generally be preferable.
How to Maximise Tata Neu Plus SBI Card Rewards
Use Tata Neu Whenever Possible
For eligible Tata purchases, check whether routing the transaction through Tata Neu gives additional NeuCoins.
Use the RuPay Variant for UPI
If UPI rewards matter to you, choose/use the eligible RuPay variant.
Consolidate Tata Purchases
BigBasket, Croma, Tata 1mg, Westside and other Tata purchases can collectively make the card significantly more rewarding.
Reach ₹1 Lakh Naturally
If your annual spending naturally reaches ₹1 lakh, use the card sufficiently to qualify for the renewal-fee reversal.
Track Lounge Eligibility
If you intend to use domestic lounges, monitor the ₹50,000 previous-quarter spending requirement.
Don’t Overspend for Rewards
Never make an unnecessary ₹1,000 purchase simply to earn ₹10 or ₹20 in NeuCoins.
Is Tata Neu Plus SBI Credit Card Worth It in 2026?
Yes – if you regularly use Tata brands or want rewards on UPI spending.
The Tata Neu Plus SBI Card has a strong combination of:
Tata rewards + UPI rewards + low annual fee + NeuCoins + lounge access
Its most attractive feature is the breadth of the Tata ecosystem.
A customer who regularly spends on groceries through BigBasket, shops for electronics through Croma, buys medicines through Tata 1mg and occasionally uses Air India or Taj can consolidate significant spending within one rewards ecosystem.
The 1% reward on eligible UPI transactions also makes the RuPay variant useful outside Tata brands.
Its biggest weaknesses are:
- 3.5% forex markup
- conditional lounge access
- ₹499 annual fee
- reward concentration within Tata ecosystem
Tata Neu Plus SBI Credit Card Review – Our Verdict
⭐ Overall Rating: 4.3/5
The Tata Neu Plus SBI Credit Card is one of the better entry-level co-branded cards for customers who actively use Tata Neu and Tata-owned brands.
The 2% Tata reward rate isn’t spectacular by itself, but the overall ecosystem makes the proposition much stronger.
The ability to earn 1% NeuCoins on eligible UPI payments, combined with a simple 1 NeuCoin = ₹1 valuation, makes it suitable for everyday spending as well.
The ₹499 annual fee is also reasonable, particularly because the current renewal-fee waiver threshold is only ₹1 lakh annually.
Airport lounge access is a useful bonus, but it should no longer be treated as an unconditional benefit because of the ₹50,000 previous-quarter spending requirement.
For foreign transactions, however, the 3.5% forex markup means we would recommend using a different card.
Tata Neu Plus SBI Card Rating Breakdown
| Category | Rating |
|---|---|
| Tata Neu Rewards | ⭐⭐⭐⭐½ |
| UPI Rewards | ⭐⭐⭐⭐½ |
| General Spending Rewards | ⭐⭐⭐⭐ |
| BigBasket/Croma Value | ⭐⭐⭐⭐⭐ |
| Annual Fee | ⭐⭐⭐⭐½ |
| Fee Waiver | ⭐⭐⭐⭐⭐ |
| Lounge Benefits | ⭐⭐⭐½ |
| International Spending | ⭐⭐½ |
| Reward Simplicity | ⭐⭐⭐⭐⭐ |
| Beginner Friendliness | ⭐⭐⭐⭐½ |
| Overall | 4.3/5 |
Final Recommendation
Recommended for:
Tata Neu users, BigBasket customers, Croma shoppers, Tata 1mg users, RuPay UPI users and customers spending ₹1 lakh or more annually.
Consider alternatives if:
You want direct cashback, unconditional airport lounge access, premium travel rewards or zero-forex international spending.
Bottom Line
The Tata Neu Plus SBI Credit Card is worth considering in 2026 if Tata brands already form a meaningful part of your monthly spending.
Its biggest attraction is not one individual reward rate but the combination of:
2% Tata rewards + additional Tata Neu offers + 1% UPI rewards + ₹1 lakh fee waiver + domestic lounge access
For a ₹499 card, that is a competitive overall package.
Frequently Asked Questions – Tata Neu Plus SBI Credit Card
What is the Tata Neu Plus SBI Credit Card annual fee?
The current renewal fee is ₹499 plus applicable taxes.
What is the joining fee?
The joining fee is ₹499 plus applicable taxes.
What is the Tata Neu Plus SBI Card fee-waiver limit?
SBI Card currently provides annual-fee reversal after ₹1 lakh or more of eligible annual spending.
Is Tata Neu Plus SBI Card UPI enabled?
Yes. The RuPay variant can be used for eligible credit-card-on-UPI merchant payments.
How much reward does Tata Neu Plus give on UPI?
Eligible UPI transactions on the RuPay variant earn 1% value back as NeuCoins, with UPI NeuCoins currently capped at 500 per statement cycle.
How much is one NeuCoin worth?
1 NeuCoin = ₹1 savings within the applicable Tata Neu/NeuPass redemption ecosystem.
How many airport lounge visits does Tata Neu Plus SBI Card provide?
The card offers up to 4 complimentary domestic lounge visits annually, limited to one per quarter.
Is there a spending condition for lounge access?
Yes. SBI currently requires ₹50,000 in eligible spending during the previous calendar quarter for the quarterly lounge benefit.
Does Tata Neu Plus SBI Card give 5% cashback?
The card provides NeuCoins rather than conventional cashback. SBI advertises additional value back of up to 5% on select category purchases through Tata Neu, subject to applicable conditions.
Does Tata Neu Plus give rewards on BigBasket?
BigBasket is one of the participating Tata ecosystem brands listed for accelerated rewards, subject to the applicable transaction conditions.
Does Tata Neu Plus give rewards on Croma?
Yes. Croma is among the participating Tata brands listed under the Tata Neu rewards ecosystem.
Is Tata Neu Plus SBI Credit Card lifetime free?
No. It has a ₹499 + tax joining fee and ₹499 + tax renewal fee. However, the renewal fee can currently be reversed after meeting the ₹1 lakh annual-spend requirement.
What is the forex markup on Tata Neu Plus SBI Card?
The forex markup is currently 3.5% on foreign-currency spending.
Is Tata Neu Plus SBI Card worth getting?
It is particularly worthwhile for customers who frequently shop within the Tata Neu ecosystem and use UPI, while customers focused on international travel or straightforward cashback may find other cards more suitable.